Convert Bank Statement PDF to Reconciled Excel (.XLSX)
Turn digital-native bank statement PDFs into structured 3-tab Microsoft Excel (.xlsx) workbooks with separate Deposit (+), Withdrawal (−), Signed Amount, and Running Balance columns.
Drop digital-native Bank or Credit Card PDF statements here
Parsed 100% inside your browser RAM · Supports Chase, Wells Fargo, BoA, Citi, Amex & US regional banks
Opening statement balance
4 active credits
10 debits (2 checks de-interleaved)
Computed: $18,915.40
| # | Date | Section | Check # | Description (Multi-Line Stitched) | Amount | Running Bal | Quick Fix |
|---|---|---|---|---|---|---|---|
| 1 | 2025-12-18 | Deposits & Additions | — | STRIPE TRANSFER PAYOUT ID 884120 · ACH CCD BATCH #99104 NORTH AMERICA2 lines stitched | +$4,250.00 | $18,500.00 | |
| 2 | 2025-12-29 | Deposits & Additions | — | ACME CORP ACH INVOICE #2025-119 | +$3,180.00 | $21,680.00 | |
| 3 | 2026-01-06 | Deposits & Additions | — | SHOPIFY PAYOUT SETTLEMENT 4419 | +$2,640.50 | $24,320.50 | |
| 4 | 2026-01-12 | Deposits & Additions | — | CLIENT WIRE RETAINER Q1 ADVISORY | +$1,850.00 | $26,170.50 | |
| 5 | 2025-12-19 | Withdrawals & Debits | — | GUSTO PAYROLL TAX & NET DEBIT · COMPANY ID 9448120311 SEMI-MONTHLY2 lines stitched | -$3,420.00 | $22,750.50 | |
| 6 | 2025-12-23 | Withdrawals & Debits | — | AMAZON WEB SERVICES CLOUD HOSTING | -$412.80 | $22,337.70 | |
| 7 | 2025-12-30 | Withdrawals & Debits | — | ADOBE CREATIVE CLOUD TEAM LICENSE | -$89.99 | $22,247.71 | |
| 8 | 2026-01-03 | Withdrawals & Debits | — | MIDTOWN COMMERCIAL PROPERTY RENT | -$1,650.00 | $20,597.71 | |
| 9 | 2026-01-07 | Withdrawals & Debits | — | GOOGLE WORKSPACE BUSINESS PLUS | -$144.00 | $20,453.71 | |
| 10 | 2026-01-09 | Withdrawals & Debits | — | VERIZON FIBER OFFICE INTERNET | -$118.31 | $20,335.40 | |
| 11 | 2026-01-11 | Withdrawals & Debits | — | UNITED HEALTHCARE GROUP PREMIUMPro Full Export | -$620.00 | $19,715.40 | |
| 12 | 2026-01-13 | Withdrawals & Debits | — | STAPLES BUSINESS ADVANTAGE SUPPLIESPro Full Export | -$145.00 | $19,570.40 | |
| 13 | 2025-12-22 | Checks Paid | #1041 | Check #1041 PaidPro Full Export | -$380.00 | $19,190.40 | |
| 14 | 2026-01-08 | Checks Paid | #1042 | Check #1042 PaidPro Full Export | -$275.00 | $18,915.40 |
What is inside your converted 3-sheet Excel (.xlsx) workbook
Tab 1: Reconciled_Transactions (Accounting-Ready Ledger)
Contains normalized ISO dates (`YYYY-MM-DD`), detected bank section, extracted Check #, stitched multi-line descriptions, split Deposit (+)/Withdrawal (−) columns, Signed Amount, and Running Balance.
Tab 2: Reconciliation_Summary (Audit Proof Sheet)
Documents the institution name, statement period dates, Beginning Balance, Total Deposits, Total Withdrawals, Computed Ending Balance, Statement Ending Balance, and `$0.00` variance proof.
Tab 3: Excluded_Noise_Audit (Quarantined Non-Transaction Rows)
Lists every quarantined `Daily Ending Balance` row and section subtotal line removed from Tab 1 so CPAs and auditors can verify zero transactions were omitted.
How StatementTab formats Excel (.xlsx) columns for pivot tables and accounting
| PDF extraction symptom | Underlying bank layout cause | How StatementTab resolves it |
|---|---|---|
| Numbers exported as text strings break Excel SUM() formulas | Generic PDF converters leave `$`, commas, or trailing `CR`/`-` characters inside cells so Excel treats them as text. | Writes native IEEE-754 numeric cells rounded to 2 decimal places (`roundCents`) so `=SUM()` and PivotTables work immediately. |
| Deposits and withdrawals mixed without +/- signs | Bank PDFs group transactions under `Deposits and Additions` and `Electronic Withdrawals` headers using unsigned positive numbers. | Applies section-aware sign polarity automatically and provides both split `Deposit (+)` / `Withdrawal (-)` and `Signed Amount` columns. |
| Missing Check # column for check register reconciliation | Standard PDF table extractors merge check numbers into the description or drop the right-hand check column. | Extracts a dedicated `Check #` column and de-interleaves 2-column check sections. |
Frequently asked questions
Can I open the .xlsx file in both Microsoft Excel and Google Sheets?
Yes. StatementTab generates standard OpenXML `.xlsx` workbooks compatible with Microsoft Excel (Windows & macOS), Google Sheets, LibreOffice Calc, and Apple Numbers.
Does the Excel export include both split Deposit/Withdrawal columns and a single Signed Amount column?
Yes. The `Reconciled_Transactions` worksheet includes `Deposit (+)`, `Withdrawal (-)`, `Signed Amount`, and `Running Balance` columns side by side so you never need to write `=IF()` formulas.
Can I combine 12 monthly PDF statements into one Excel workbook?
Yes. With a Pro Pass ($9/month), you can select all 12 monthly PDF statements at once. StatementTab sorts all transactions chronologically, removes duplicate rows, and outputs a single full-year reconciled `.xlsx` workbook.
Are my PDF statements ever uploaded when converting to Excel?
Never. Both PDF coordinate parsing and `.xlsx` workbook generation run 100% locally in your browser RAM.