Credit Card Statement PDF to Excel & CSV Converter
Extract American Express, Chase Ink, Citi, and Capital One PDF statements into clean Excel (.xlsx) and CSV spreadsheets locally. Separates Payments & Credits from New Charges with 1-click sign polarity control.
Drop digital-native Bank or Credit Card PDF statements here
Parsed 100% inside your browser RAM · Supports Chase, Wells Fargo, BoA, Citi, Amex & US regional banks
Opening statement balance
2 active credits
8 debits (0 checks de-interleaved)
Computed: -$2,695.50
| # | Date | Section | Check # | Description (Multi-Line Stitched) | Amount | Running Bal | Quick Fix |
|---|---|---|---|---|---|---|---|
| 1 | 2026-01-02 | Payments & Credits | — | ONLINE PAYMENT — THANK YOU | +$3,240.00 | $0.00 | |
| 2 | 2026-01-10 | Payments & Credits | — | AMAZON AWS PROMOTIONAL CREDIT | +$150.00 | $150.00 | |
| 3 | 2025-12-20 | Card Purchases | — | GOOGLE ADS MARKETING CAMPAIGN | -$840.00 | -$690.00 | |
| 4 | 2025-12-24 | Card Purchases | — | DELTA AIR LINES ATLANTA FLIGHT | -$468.50 | -$1,158.50 | |
| 5 | 2025-12-28 | Card Purchases | — | META PLATFORMS ADVERTISING | -$620.00 | -$1,778.50 | |
| 6 | 2026-01-04 | Card Purchases | — | GITHUB ENTERPRISE CLOUD ORG | -$210.00 | -$1,988.50 | |
| 7 | 2026-01-07 | Card Purchases | — | OPENAI API PLATFORM USAGE | -$185.00 | -$2,173.50 | |
| 8 | 2026-01-09 | Card Purchases | — | CLOUDFLARE PRO PLAN INFRASTRUCTURE | -$45.00 | -$2,218.50 | |
| 9 | 2026-01-11 | Card Purchases | — | FIGMA ORGANIZATION DESIGN SEATS | -$135.00 | -$2,353.50 | |
| 10 | 2026-01-14 | Card Purchases | — | MARRIOTT BONVOY CHICAGO HOTEL | -$342.00 | -$2,695.50 |
How credit card PDF reconciliation works in StatementTab
Separates Payments & Credits from New Card Charges
Detects `PAYMENTS AND CREDITS` (and `CR` suffixes) separately from `NEW CHARGES` / `CARD PURCHASES` so card payments are never mixed up with merchant expenses.
1-Click Global Sign Polarity Flip (`Flip All ±`)
Some accounting systems expect credit card purchases as negative (`-$840.00`) and payments as positive (`+$3,240.00`), while expense trackers expect purchases as positive. Flip the entire statement polarity with 1 click.
Verifies Previous Balance to New Balance reconciliation
Checks `Previous Balance + Payments/Credits − New Charges = New Balance (Diff: $0.00)` before you export to Excel or CSV.
Common credit card PDF conversion errors solved by StatementTab
| PDF extraction symptom | Underlying bank layout cause | How StatementTab resolves it |
|---|---|---|
| Autopay payment and promotional credits imported as card expenses | Credit card PDFs print payments with a trailing `CR` or inside a `Payments and Credits` block without a minus sign. | Recognizes `CR` suffixes and `Payments and Credits` sections automatically, assigning the opposite sign from card purchases. |
| Multi-cardholder employee sub-sections break table extraction | Business credit card statements group charges by cardmember sub-headers. | Quarantines cardmember subtotal lines into the Excluded Noise tab so only individual merchant charges are summed. |
| Foreign currency conversion memo lines create extra blank rows | International card charges print exchange rate details on a second line below the merchant name. | Stitches exchange rate continuation lines directly onto the parent merchant description. |
Frequently asked questions
How does StatementTab handle `CR` credits on American Express and Citi PDFs?
Any amount ending in `CR` or appearing under `Payments and Credits` is automatically classified as a credit/payment with opposite sign polarity from card purchases.
Can I flip all credit card charges from negative to positive for expense reporting?
Yes. Click the `Flip All ±` button in the reconciliation toolbar to invert the sign of all rows and header balances simultaneously while keeping `Diff: $0.00` intact.
Are credit card numbers or cardholder names uploaded anywhere?
No. Everything runs 100% locally in your browser RAM with zero network uploads.
Can I test with 10 credit card transactions for free?
Yes. You can preview the entire statement and download the first 10 rows as `.xlsx` or `.csv` for free without creating an account.